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Reaching financial independence, buying your time back & personal responsibility ft. Lacey Filipich

What happens after you reach financial independence? Financial educator Lacey Filipich shares her views on financial education, making good financial decisions and personal responsibility.

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Our time is precious, which Lacey Filipich understands better than most of us.

But what would you do if money wasn’t a barrier?

As someone who reached financial independence early on, Lacey is uniquely positioned to talk about the importance of financial education, making the most of our lives and how we can make better financial decisions.

Most money stuff is choose your own adventure rather than a recipe or rules. Pick and choose what works for you, discard what doesn’t, and be prepared to experiment to find out what suit you.

Some of the things we discuss in today’s conversation:

Here’s how I suggest you think about your individual strategy when trying for a financial goal that seems out of reach but is important to you:

  • Do what’s in your power to work towards that goal without hurting others, negatively affecting your health, breaching your ethics, or breaking the law.
  • Watch closely for signs that conditions are turning in your favour so you can opportunistically pounce if things change.
  • Do not beat yourself up if you don’t achieve the goal because systemic conditions do not change in your favour (which they may not).
  • Stop listening to anyone who tells you that not reaching your goal is 100% your fault if you’re doing what you can (because it almost never is).
  • …but don’t use those systemic issues as an excuse to act carelessly or in direct opposition to the goal you have.

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