Search by ticker code:
Generic filters

Search by ticker code:
Generic filters

Search by ticker code:
Generic filters

5 essential QUESTIONS to ask your mortgage broker (before getting a home loan)

Kate Campbell talks to expert mortgage broker Chris Bates about the essential questions you should be asking your mortgage broker in this episode of The Australian Finance Podcast.

Listen to the podcast now

What questions should you be asking your mortgage broker before getting a home loan?

Kate Campbell talks to expert mortgage broker Chris Bates about the essential questions you should be asking your mortgage broker in this episode of The Australian Finance Podcast.

Want Chris and the team to help on your property-buying journey? Get in touch with the team at Blusk here!

👀 Here are some of the key points we cover in this episode:

  • Buying a house is a big financial decision – you need the right team in your corner
  • Finding a professional you feel comfortable working with makes a huge difference
  • Getting you a better rate can save a lot of $$$ long term
  • Can help answer your questions about the loan process and how everything works
  • How early on your home-buying journey should you talk to a broker?
  • Are they licensed to give you credit advice? Search for credit rep or licensee on ASIC Connect’s Professional Registers
  • How to find a good mortgage broker? Any red flags?
  • How do brokers get paid?

✅ Essential questions to ask your mortgage broker

  • Are you able to help me with my circumstances? Ie. some brokers deal with smaller clients, investment properties, small businesses
  • What range of lenders do you have access to? Any you can’t access?
  • What timeframe should I be expecting? How will you keep me updated?
  • Once they’re recommended a loan: why is this a good fit? How does this compare to other options? What features does it have (e.g. offset)? What fees do I need to be aware of?
  • Future looking: How often will you review my rate in the future to ensure I’m always getting a great deal? Can you help with my next move?
  • Borrowing Capacity – Educate on how it increases and decreases? What can I do to improve my borrowing capacity?

Podcast resources

Don't look down for great deals 👇

Pearler, the broker for long-term investors.

Sign-up to Pearler using the code “RASK” for $15 of Pearler Credit and learn more about Pearler Rewards here.

Global X ETFs, Beyond Ordinary ETFs.

Their latest ETF, N100 offers Australian investors exposure to 100 of the largest non-financial companies listed on the NASDAQ stock exchange. Click here to learn more.

The information on this website and in our podcasts is general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms & Conditions and Financial Services Guide before using this website.

Share this episode:

Search by ticker code:
Generic filters

Stocks mentioned:

Like our podcast? Get Owen & Kate's weekly newsletter.

Want to level-up your analytical skills and investing insights but don’t know where to start? We can help. Join 44,000+ Australian investors getting our newsletter and we’ll send you our favourite podcasts, courses, resources, investment articles and podcasts every week. Delivered to your inbox every weekend. Grab a coffee and let Owen, Kate, Mel, Monique and the team bring you the best investment insights every week.

Skip to content