On The Australian Investors Podcast ‘2 Sense‘ this week, your hosts analyst Owen Rask and financial planner Drew Meredith, CFP answer your questions on the best small cap fund managers, what to do when your Super balance is going to be… too high, earnings from META Platforms (NASDAQ: META), Microsoft (NASDAQ: MSFT) and more.
The Australian Investors Podcast, Australia’s best investing podcast for professionals and private investors, is back for “2 sense”, hosted by investment analyst Owen Rask and financial planner Drew Meredith, CFP (AKA Andrew Deremith). Join 58,000 investors who listen regularly.
This week’s winner
of our ‘best questioner name’ is “FinanceBroMance” who asked about options outside of Super.
Here are some of the investing questions we attempted to cover
| Hugh.G.Rection | Hey y’all. You’ve mentioned on previous episodes that when investing in small caps, taking the managed funds option is probably the best way forward. With this in mind, can you please suggest some names for both Aus and international funds. Thanks leg ends. |
| Donatello Versace | Love your poddy, the banter and your sense of humour. Question is: NIB shares. I have been doing a DRP plan rather than take the dividend. Because of the uncertainty of the market, possible crash and threat of recession I have been considering selling some- although it is doing really well atm. What do you guys think? Thanks |
| FinanceBroMance | FinanceBroMance: Big fan of the show and really enjoy the investor and finance pods. I’ve been dabbling in property and stocks for over 10 years and your influence has made me make several big changes to super. I recent spoke to a financial planner and moved to a retail superfund that completely changed to match my risk profile (risky ++ 😜) because I’m only 34 and would start scaling back the risk closer to retirement. Now I’m going to reach my super goals way sooner than expected based on my own and their predictions, which did not take into consideration that I’ll have increasing income annually, or that I will be making tax savy contributions pre and post tax over the next couple of decades. My question is, when someone hits a really high threshold in their super (3 million), what options should you do then? I don’t want to keep feeding the growing beast just to leave the next generation millions of dollars they didn’t work hard for. I’m wondering about working with an ABN and contributing more income to my out of super portfolio? Maybe head down the SMSF path? Or maybe just grow it massively and just splurge in retirement 🤣 |
| Hugh Jarse | Is it a good idea to invest with a personal loan rather than a conventional margin loan? If I can get a personal loan with 8% interest (fixed) and I can expect investment returns of around 10% aren’t the odds pretty good? Especially if the interest is tax deductible?
Do banks let you do that? Is it a thing? And if so, is it a good thing? |
| Avago | Is it better for a Retiree to invest in ETF’s via a SMSF or to invest the same sum via Aussie Super, still via an SMSF? Is this even possible. |
| Mrew Deredith | Why is computershare so terrible? I sold a share ex-dividend and am entitled to the dividend.
Because I changed brokers I needed to update my payment details, but because I sold it, the share didn’t show up in computershare (so I couldn’t update payment details via the website). I called them, they got increasingly short with me. Told me to use the automated phone system to update my payment details for the upcoming dividend. I did that. Didn’t receive the dividend. I called them, they denied that they would do that. They keep saying they will get back to me, it’s been 3 months – I really doubt they will. How can I recoup the dividend I am entitled to? any suggestions? |
| Morgan’s housemate | Hi team, thanks for the great content, love the podcasts. I have a home loan and the property has quite a bit of equity, however I have a very small emergency fund. What are the implications of increasing my loan and putting that money in an offset account to sit untouched as the emergency fund? Thanks |
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