On The Australian Investors Podcast ‘2 Sense‘ this week, your hosts analyst Owen Rask and financial planner Drew Meredith, CFP tackle leveraged ETFs, discuss the recent RBA updates, what to do with an $800,000 inheritance and why Drew recently sold Magellan Financial Group Ltd (ASX: MFG) shares.
The Australian Investors Podcast, Australia’s best investing podcast for professionals and private investors, is back for “2 sense”, hosted by investment analyst Owen Rask and financial planner Drew Meredith, CFP (AKA Andrew Deremith). Join 58,000 investors who listen regularly.
This week’s winner
of our ‘best questioner name’ is “Have you ever cooked a sausage the right way up?” who asked about VHY.
Here are some of the investing questions we attempted to cover
| A Fish and See | My partner and I have been investing now for a few years, mainly in ETFs, LICs and ASX top 200s. While we’re happy with our gross investment returns, we’re both in the top tax bracket, so our returns are taxed at our marginal tax rate, and leave us with much less impressive net returns.
What are some examples of tax-efficient investment vehicles (other than investment properties and superannuation)? |
| Have you ever cooked a sausage the right way up? 🏆 | I have MFGO in my portfolio after the MFG saga. Can you explain what the options are in simple terms and the benefits of them or risks with them? |
| Max | I am changing super provider and one of the advisors I’m considering uses a platform for a wrap and the other don’t, but invest themselves in a portfolio – the cost of the advisor, that uses theplatform is twice the cost of the non platform alternative, so it seems logical to choose the the lower cost advisor. However, I am interested in your view of the value of a platform, and if it justifies the additional cost? |
| Harry Warner | Surely record each pod then upload each episode to both spotify & youtube!?
big ups – Harry |
| Kmart Jocks Rock Brussel Sprout Support 2nd to None 🏆 | Please can you discuss the pros v cons of VHY & SCHD. If you had 20K to invest in either what process would you follow? |
| Mike Oxlong | I have got capital to deploy. Should I do it in April (this month) or should I wait until the end of June/ start of July, after losers have crystallised their losses for tax purposes, and the individual shares I want to invest in may be slightly cheaper? |
| Robyn Banks | Question for Deremith, my favourite finfluencer. Pure Hydrogen Corperation PH2 as the example, when a company has a proposed issue of securities and the exercise price of the proposed securities is well above the current stock price what does this mean? |
| GEAR & GGUS – If you can handle the ups and downs, would you suggest investing? They follow the asx200/s&p500, so in the long term, they should out perform their indexes by ~1.5x…. no? No risk of margin calls too | |
| Barefoot Investor version of sideshow bob | Hey Rask Crew, Ever since you mentioned bonds on the pod, I have recently been looking at buying into Bond ETF’s to take advantage of potential yield decreases when interest rates decline. However, I was wondering is an actively or passively managed ETF better to take advantage if yields do go down, or does it not really matter? P.S. I have only just recently gotten into the rask podcasts but love listening to them and really enjoy the topics you guys/galls talk about so thank you! |
| Micky Mouse | Platform safety |
| Chuck U Farley | Gents… I have inherited some money (around 800k) and plan to add it to my super via non-concessional contributions (understanding I can do 110k per financial year and bring forward 330k in the next fin year). My question is, should i consider spreading it out and DCAveraging over a full year for each (110k and 330k)? My concern with that approach is missing time in the market (in Super) and the money isn’t really doing anything while waiting. What’s the view on best approach here? |
