The Australian Investors Podcast, Australia’s top investing podcast for professionals and private investors is back for Q&A, hosted by experienced financial planner Drew Meredith, CFP and experienced analyst Owen Rask. This segment is called 2 Sense (2C) — and it’s our super-popular new episode format.
In this episode, Owen & Drew answer questions on Iress Ltd (ASX: IRE), insurance inside Super, The Walt Disney Company (NYSE: DIS), VanEck MSCI Quality ETF (ASX: QUAL) and more!
What’s “2 sense”?
2 Sense (2C) is our (very) laid-back investing discussion session in which we attempt to answer all of your investing questions, covering ASX and global stocks, managed funds, ETFs, LICs or portfolio construction. That said, Drew and Owen will also any questions you want to throw at them:
- Direct stock ideas
- Macro forecasts
- Whether it’s pronounced “finn ants” or “fine arts”
- Funds management
- Something business but completely unrelated
- Financial planning
- Whether curly moustaches make you a better investor
- Portfolio construction for retirement
- Drew and Owen’s private company investing
- You name it!
Be sure to select “The Australian Investors Podcast” when it prompts you to say where you want your question answered.
The best question each week wins a free pass to Owen’s $499 Value Investor Program!
If you would like Drew and Owen to cover a company on your watchlist or in your portfolio, or ask a question, use our Typeform to submit your question.
Lots of great questions answered (in order)
| WA – 1 at whiplash, 2 at stability? | Can you guys please look into WA1 Resources? I’m getting whiplash as a new investor trying to understand the halts and suspensions of a junior company like this. |
| Sandy Toes from Bowen (FNQ) | I invested in Prospa Group (PGL) a few years back thinking that it had huge potential being an online lending facility for small business with I had a long term view in mind.
Understanding the difficulty in small companies raising funds in current climate is difficult, however the company did make a small profit this year but the stock has fallen through the floor in recent weeks – can you provide thoughts on keeping this still as a small long term investment or cut losses and move on? Thankyou |
| I wish I was as smart as you | On this weeks episode Raymond said he has two superfunds … smsf to make money and an industry fund for the cheap insurances. How does that work? Do you make contributions to both; or just whack a small amount in the industry fund to qualify for the insurance and the rest into the SMSF. Brilliant idea by the way. |
| Owening your future | If you had to take one ASX company and focus on immediate 3-5 directional changes to turn it into a multibagger such as capital allocation, buy backs, CoS expenses, spin off’s, BOD changes etc. What would you pick and what would you focus on? |
| Get it up and to the right | Is it a good idea to have more than one of each type of index ETF (e.g. ASX 200/300 index) to reduce the risk that a single provider could increase fees or shut down the fund in the future? |
| Clearing House Exorbitant Spend Suspended (CHESS) | As a long term passive investor chasing beta through low cost equity index etfs, what other low cost beta investments our out there other than equities (real estate, fixed interest (RMBS funds), commodities, venture capital, other?), and how do they fit in a long term passive investors portfolio? |
| Last Stand at Chin Chin!!! | Have you ever had a pause moment…choosing between two stocks?…(love both of them, and a flip of a coin between which one you will buy)….you make your call…and end with some form of buyer regret? About five years ago I bought Australian Pharmaceutical Industries (asx API) but also wanted Lynus rare earth shares, they were roughly the same price at the time ($1.70 AUD). I agonised and went with API as I had just bought Pilbara mineral shares and didn’t want to go too mining heavy. API just hung around the same price for a few years before being bought out for roughly the same price I paid. Lynus on the other hand have been a boom. My regret has been somewhat tempred by Pilbra’s success. Could have had two winners if I had followed my heart over head. Is investment sometimes gut feel? (With a grounding of solid research). Thanks guys, great podcast…been listening for a few years. |
| Toasted Sanga | How would you invest if you were on an indexed defined benefit super pension?
Noting that this pension is 82% tax free. Currently 80k annual. Largest difference to normal investing is that the starting point is below the taxable threshold for any returns. |
| Zip a de Drew dah 🏆 | If you have your super with Vanguard, can you still include Vanguard etf’s in your core portfolio for the Aussie market or should you change it to something like A200 so you have a bit of diversification between etf funds,
Cheers |
| The Hot Dog Compounder | Hello chaps! I own IVV (ASX listed) and I’m considering buying a hedged ETF to take advantage of the inevitable rising Aussie dollar. The three ETFs I’m considering for a medium-term hold (3-5 years) are HNDQ, VGAD and IHVV. I’m leaning towards HNDQ as it has the biggest potential gains, however IHVV has the lowest management fee of the three (0.10%) which makes a difference over a multiple year hold. IVV is my long-term hold for US exposure, so should I double up IVV with IHVV or go with the more tech focused HNDQ or the added global exposure of VGAD? I already have exposure to Europe, Asia ex Japan, Japan and Australia via specific non-hedged ETFs so I’m more focused on the benefits of hedging than diversification. The hedged ETF would be sold once the Aussie returns to the high 70s or low 80s. I’m, aware this may take multiple years and I’m also aware US stocks may also take some time to return close to previous highs but I’m confident enough to hold for a number of years to achieve my goals. |
| Ben Graham’s washbasin | Apologies if any of this has been covered before.
1. I am interested in “quality” style ETFs. I have narrowed my selection to QUAL and VVLU. Do you have strong opinions on the merits of one of these over the other? 2. Am I right to be more interested in “quality” ETFs vs bog standard index ETFs? 3. I believe these ETFs are unhedged. I like to think of myself as a long term investor. Does hedging really matter long term. Is now an inopportune time given where the currencies sit? |
| Cooore-righty then 🏆 | Hi Gents, big fan. For global small caps, you’ve mentioned previously that just buying the index may not be the best option. Could you suggest some reasonable actively managed funds that focus on global small or mid-caps as a starting point for research? Thanks heaps. |
| SamBankmanFriedHarem | Thoughts switching core to dividend focused ETFs? Or is there a risk of reducing diversification and leading to long-term reduction in capital growth? e.g. VAS vs VHY |
| Under the Hoodie | Hi lads, I’d like to know more about how Indexes for thematic and ESG ETFs are created and how they are monetised. Seems to be an explosion in the not-so passive ETF space lately and trying to understand what’s in the ETF better |
this episode, you’ll LOVE our series. Episodes go live every Saturday at 7 am and Wednesday arvo.
