don’t know the numbers for the next lotto.

And I can’t name the next Bitcoin.

But, I’ll tell you exactly how I think anyone can get rich…

Unfortunately, most of us won’t.

The strategy is simple. Yet it’s not easy.

Step 1. Pay yourself. 

Write your income and expenses on a piece of paper.

Get your income up.

Get your expenses down.

That’s the way it works.

If you can’t invest for the future it won’t work.

Save at least 10% of your income.

Pay yourself first.

Step 2. Invest a little bit, lots of times. 

Speculating is a promise to make money.

It’s “gonna” happen.

Speculators lose.

But you’re not speculating, you’re investing.

Investing is about knowing what you don’t know.

Hearing two sides of a story, focusing on the risk.

Investing is about buying things which make money.

Reinvesting what you make.

Step 3. Invest in yourself.

For at least one hour each day.




Be proven wrong.

Step 4. Use time. 

It’s your secret weapon.

Measure financial goals in years, not days or months.

Track your progress.

Go back to step 1.

Cheers to your financial future!

Owen Raszkiewicz


This article first appeared in this free financial education newsletter.