
FY27 planning for retirees: trust changes, Div 296 and what to do next
James O’Reilly and Drew Meredith unpack FY27 planning, trust changes, Div 296, payday super and the retirement decisions that matter most this financial year.
Warren Munger

James O’Reilly and Drew Meredith unpack FY27 planning, trust changes, Div 296, payday super and the retirement decisions that matter most this financial year.

Learn what Payday Super means from 1 July 2026, including employer obligations, qualifying earnings, STP changes, compliance expectations, and what employees should check.
Gemma Mitchell and Christian Hull close out the Hot Money Mess series with a candid conversation about calmer cash flow, values-led property decisions and building confidence with money.

Pete Wargent and Chris Bates unpack the Budget fallout, SMSF property lending ban, mortgage-rate settings and whether property or shares makes more sense in 2026.

Owen Rask and Drew Meredith unpack Micron, copper, BHP and why the AI trade may be shifting from hype to harder questions about value.

Gemma Mitchell and Milli Russell answer listener questions on first-home buying, offset versus redraw, retirement work and what to do after bad financial advice.

Drew Meredith and James O’Reilly unpack the Budget walk-backs, age pension strategy, SMSF borrowing risk and the mortgage-versus-super question.

Owen Rask speaks with Jaki Virtue about how SOL Patts runs with 55 staff, the COO role, private markets, AI, governance and long-term compounding.

Gemma Mitchell and Jason Leong use PocketSmith data to unpack childcare costs, school choices and the family-finance trade-offs facing Australian households.
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