In this Australian Finance Podcast episode, your host Gemma Mitchell is joined by Lucinda Hartley, author of Finding Home, to unpack what’s really changed when it comes to buying your first home. They cover:
- Why the traditional “rulebook” no longer applies
- How first home buyers need to rethink what “home” means
- The key trade-offs you must understand before buying
- How to approach home ownership in a way that fits your life today
Topics Covered
- Why the First Home Buyer Rulebook is Outdated
- Then vs Now: What’s Changed in the Property Market
- Rethinking What “Home” Means
- The First Question Buyers Should Ask Themselves
- Housing as “Success” vs Housing as “Security”
- Is “Worst House, Best Street” Still Relevant?
- Suburb vs Property: What Matters More Today
- Changing Buyer Preferences (Apartments, Location, Lifestyle)
- The Impact of Government Grants & Incentives
- Is the 30% Housing Rule Still Realistic?
- The Trade-Off Triangle Explained
- The 10 Lifestyle Trade-Off Lenses
- Common Trade-Offs Buyers Regret
- Defining Your Non-Negotiables Before Buying
- Credit Scores: What Actually Matters
- Final Advice for First Home Buyers
