In this Australian Finance Podcast episode, Owen Rask sits down with Emily Huang from the Rask design team to talk about what money looks like in your 20s when life is moving fast and the pressure to “figure it out” feels very real.
Emily shares what changed after moving from New Zealand to Melbourne, learning how Australia’s super system works, starting with micro-investing, and saving towards her first ETF investment. Together they unpack the common questions younger Australians ask all the time: should you invest or build cash first, how do you prepare financially before moving overseas, is super worth paying attention to in your 20s, and what is the smartest way to save a house deposit when rent keeps rising?
They also tackle the social side of money. From trying to keep up with friends who earn more to feeling awkward about saying no, this conversation is a practical reminder that good financial habits are less about looking rich and more about building a life that actually fits your priorities. There are practical ideas here for budgeting, saving and making steady progress without feeling like you need to have everything sorted overnight.
If you’re trying to get on top of saving, investing and long-term planning without making your 20s feel joyless, this episode offers a grounded starting point.
