Q&A: What you need to know about working with mortgage brokers

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We are answering some of our Rask community’s questions! On this episode of The Australian Property Podcast Buyer’s Agent Amy Lunardi and Mortgage Broker Chris Bates are deep diving some of the most asked questions of our community.

Amy and Chris are going to break down some of the most common concerns, considerations and mistakes that people can make when it comes to finding and working with the right mortgage broker, understanding how loans work and what is right for you a well as how offset accounts can work.

On this episode of The Australian Property Podcast: 

  • Red flags when speaking to a mortgage broker
  • What kind of service you should expect from a broker and any property professional
  • The etiquette and process if you want to change brokers
  • The risks of shopping around for multiple pre-approvals
  • What are the questions you should be asking a property professional?
  • Things to be aware of if you’re wanting to apply for a loan and have self employed income, or casual income
  • How an offset account works and the differences between an offset, redraw and paying the loan down
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