In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O’Reilly, from Northeast Wealth, pull back the curtain on what actually happens between “let’s get some advice” and the document landing on your desk 10 weeks later — and why proper modelling involves a lot more than three columns on a spreadsheet. They also talk through a confronting client story where test-driving the retirement budget cut spending by nearly 40 per cent, and answer two big listener questions on healthcare buffers and complex SMSF property holdings.
Topics covered
- Markets at all-time highs while every news headline says the world is broken — what the disconnect means for retirees
- The Atlassian whipsaw and what it says about AI panic in big tech valuations
- Why a statement of advice takes four to ten weeks: research, third-party authorities, modelling, quality control
- Three-input modelling versus proper multivariate modelling — and why most calculators sit at the lazy end
- Test-driving your retirement budget: the “rip the band-aid” case study that cut $180,000 of spend down to $110,000
- Why the most underrated job of an adviser is forcing the trade-off conversation
- Hugh’s question: how much should you buffer for healthcare costs before the Commonwealth Seniors Health Card kicks in at 67?
- Mr No Idea’s question: $12 million property portfolio, an SMSF property in Mernda, and why this is firmly in personal-advice territory
- Retirement location reality-check — Queenscliff wind, Queensland surf breaks, and why you should rent before you buy
Grey Space Advisory – snag a $100 health check
Rask – Get Owen’s best investing research
