FHSS, defensive assets & the real cost of financial advice – this Q&A has it all
In this Friday episode of the Australian Finance Podcast, your hosts Owen Rask and Gemma Mitchell are back for your weekly Q&A.
From using your super to buy your first property, to whether you really need a financial adviser once you’ve already nailed your money, this episode dives into your questions!
We cover off in this episode:
- Can you use the First Home Super Saver Scheme (FHSSS) for an investment property?
- What’s the real purpose of defensive assets when you’re investing long-term?
- Do you count your emergency fund as part of your defensive allocation?
- The difference between accountants, money coaches, financial advisers and planners, and when to use each one
- How to know when paying for advice is actually worth it
- And should you DIY insurance?
- Plus Owen chats about his struggle with using credit card award points.
Don’t forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts – and send in your questions via the link below.



