Emergency funds, defensive assets & when to pay for advice

In this Friday episode of the Australian Finance Podcast, your hosts Owen Rask and Gemma Mitchell are back for your weekly Q&A.

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About this episode

FHSS, defensive assets & the real cost of financial advice – this Q&A has it all
In this Friday episode of the Australian Finance Podcast, your hosts Owen Rask and Gemma Mitchell are back for your weekly Q&A.

From using your super to buy your first property, to whether you really need a financial adviser once you’ve already nailed your money, this episode dives into your questions!

We cover off in this episode: 

  • Can you use the First Home Super Saver Scheme (FHSSS) for an investment property?
  • What’s the real purpose of defensive assets when you’re investing long-term?
  • Do you count your emergency fund as part of your defensive allocation?
  • The difference between accountants, money coaches, financial advisers and planners, and when to use each one
  • How to know when paying for advice is actually worth it
  • And should you DIY insurance?
  • Plus Owen chats about his struggle with using credit card award points.

Don’t forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts – and send in your questions via the link below.

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