In this Australian Finance Podcast episode, Owen Rask and Gemma Mitchell tackle the questions Australians are asking right now as post-Budget uncertainty ripples through property, super and long-term wealth plans. From negative gearing and borrowing power to super contributions, calculators and inheritance, this is a practical Q&A for people who want clearer next steps.
Owen and Gemma explain why property decisions feel harder when tax rules move, how lenders may react before the broader market does, and what to focus on if you’re trying to build wealth without blowing up your cash flow. You’ll also hear why negative gearing should never be the whole investment thesis, how “accidental investors” may need to think more intentionally, and why good financial advice often means revisiting the plan as the rules change.
They also break down why popular calculators can spit out wildly different answers, how spouse super contributions, co-contributions and splitting actually work, and the rule details that can catch people trying to do the right thing. Finally, they unpack inheritance planning and why gifting or restructuring property too early can create tax, Centrelink and family complications that are easy to underestimate. If you want calm, plain-English guidance on property, super and estate questions in a messy policy environment, this is a strong episode to queue next.
