Gemma’s $24,000 Japan trip – 7 ways to save on a holiday

Owen Rask and Gemma Mitchell unpack a $24,000 family trip to Japan and share practical ways to plan, save and spend on what matters.

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About this episode

In this Q&A livestream of the Australian Finance Podcast, Gemma takes us through her $24,000 trip to Japan. She shares what was good about it and what could have been better, along with the best part of the whole trip.

Owen and Gemma then share their best tips for saving money on a holiday. Owen covers Virgin reward seats and the Wise card, plus how to get more out of Booking.com with Genius discounts and Raiz. They also talk about when it’s worth checking Airbnb instead, and whether chasing points actually makes sense.

Gemma explains why travel insurance is a must and how a cashback app saved her $3,000. She also shares how she lines up deals and uses AI to plan her itinerary so she’s not backtracking.

Finally, they run through the travel mistakes to avoid. These include not having the right card, getting caught out on cash vs card and booking during local holidays. They also explain why credit card points can end up feeling like Monopoly money.

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