Can young Australians still buy a home, or is property ownership slipping further out of reach?
In this Australian Finance Podcast livestream, Owen and Milli unpack the challenge of buying property in your 20s and 30s, while still building wealth through shares and super.
They cover practical ways to save a deposit, including high-interest savings accounts, investing and the First Home Super Saver Scheme. You’ll learn how FHSS contributions, withdrawals and deemed earnings work, plus the risks of investing money you may need for a home purchase.
The discussion also explores how parents and grandparents can help with a deposit through gifts, loans, co-borrowing or co-ownership, and why the legal structure matters.
Owen and Milli then turn to debt recycling: what it is, why more Australians are asking about it, and how interest rates, investment returns and tax treatment can affect the strategy.
Plus, they tackle listener questions on family loans and asset protection, the changing capital gains tax landscape, HSBC’s retreat from Australian retail banking, and the difficulty retirees can face when applying for a new credit card.
Stay until the end for “What am I?”
