In this Friday Q&A episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell tackle some of the bigger, more complex money questions that tend to show up in mid-life and major transitions.
We cover what it really means to be an executor of an estate, how to think through first home and property decisions as a couple, and how investors at different stages can make more confident choices without feeling out of their depth.
Owen and Gemma cover:
• Where to start when you’re named executor of an estate, what your responsibilities actually are, whether there’s a government checklist, and when to involve lawyers and other professionals
• The pros and cons of keeping an existing apartment as an investment versus selling it to reduce debt on a new home, including tax considerations over the next few years
• Where to seek personal advice on property, tax and structuring decisions when things move beyond general education
• How to make a meaningful financial contribution in a relationship where one partner has significantly more investing experience, and how confidence, behaviour and consistency often matter more than technical knowledge
• ETF investing considerations for someone mortgage-free in their mid-50s with a 10–20 year time horizon, medium-high risk tolerance, and high marginal tax on cash savings
If you enjoyed this episode of The Australian Finance Podcast, make sure you hit follow on Apple Podcasts, Spotify, YouTube, or wherever you listen.
And if you’ve got a money question you’d like us to unpack in a future Q&A, send it through using the link in the show notes.
