In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O’Reilly, from Northeast Wealth explain the critical building blocks of a resilient retirement portfolio.
Whether you’re just starting to think about retirement or already managing your super, understanding asset allocation is one of the most important investment concepts you’ll ever learn. This isn’t about picking the next hot stock or timing the market—it’s about building a portfolio that can generate returns while managing risk over decades.
Drew and James break down what asset classes actually are, why diversification matters more in retirement than at any other life stage, and the practical tools you can use to implement a smart asset allocation strategy. They also explain Modern Portfolio Theory in plain English and show you how to think about combining different assets to maximise your potential returns while keeping volatility manageable.
If you like this Australian Retirement Podcast episode on asset allocation and diversification, you’ll love the series. Don’t forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.
Topics covered today
- What is an asset class and why does it matter?
- Breaking down the major asset classes: Cash, Fixed Interest, Shares, Real Assets, and Alternatives
- Understanding asset allocation and Modern Portfolio Theory
- Why diversification is critical when you have a finite pool of capital in retirement
- The tools available to implement your asset allocation strategy
- How different assets perform in different market conditions
- Building resilience through both growth and income assets
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