In this Friday episode of The Australian Finance Podcast, host Gemma Mitchell is joined by Money Coach Lexi Smith from MoneyVine to answer your money questions. We look at how to get through the most expensive time of year, how to plan for holidays, the real cost of raising kids, and how to set yourself up well for 2026.
Gemma and Lexi cover:
- Practical ways to save over the silly season without feeling like you’re missing out
- How to plan for a workplace shutdown or reduced income period over Christmas
- Simple holiday budgeting tips and how to maximise annual leave for better breaks
- How to start a budget that actually works and whether budgeting apps are worth it
- Planning for children from pregnancy to school costs and how to set up savings or investing for kids
- Deciding between offset accounts, term deposits or micro-investing apps for family savings goals
- When moving for a school catchment makes financial sense and when it may not
- Easy AI tools that can help plan travel, gift lists, meal prep and household admin over the holidays
- Steps to set yourself up for your best financial year in 2026, even if things feel tight right now
Plus, we need your help! Gemma’s set a challenge for our listeners: can we get Owen to write a book? Help make it happen by signing up to our newsletter — we’re aiming for 3,000 new sign-ups in November.
