Owen is writing a book! $250k in redraw & salary sacrifice secrets

Wondering about salary sacrificing? Or super tax? This week’s Q&A covers it all.

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About this episode

In this Friday episode of the Australian Finance Podcast, hosts Owen Rask and Gemma Mitchell answer your questions on:

  • Whether it’s too late to start investing in your 50s and 60s, and how to balance mortgage repayments, redraw funds and retirement goals
  • What to look out for when reviewing your first full-time job offer, including salary packaging, super and employee benefits
  • Why some government employers use third-party salary sacrifice administrators like Remserve or SmartSalary, and whether those fees are worth it
  • What happens to your Super balance above the Transfer Balance Cap, and how withdrawals and taxes work once you hit retirement phase
  • Plus we need your help – the challenge Gemma has set our audience to get Owen to write a book!

If you like this episode of the Australian Finance Podcast, make sure to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts — and don’t forget to send in your questions for future Q&As using the link below.

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