In this Friday episode of the Australian Finance Podcast, hosts Owen Rask and Gemma Mitchell answer your questions on:
- Whether it’s too late to start investing in your 50s and 60s, and how to balance mortgage repayments, redraw funds and retirement goals
- What to look out for when reviewing your first full-time job offer, including salary packaging, super and employee benefits
- Why some government employers use third-party salary sacrifice administrators like Remserve or SmartSalary, and whether those fees are worth it
- What happens to your Super balance above the Transfer Balance Cap, and how withdrawals and taxes work once you hit retirement phase
- Plus we need your help – the challenge Gemma has set our audience to get Owen to write a book!
If you like this episode of the Australian Finance Podcast, make sure to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts — and don’t forget to send in your questions for future Q&As using the link below.



