In this Friday episode of the Australian Finance Podcast, your hosts Owen Rask and Gemma Mitchell are answering your questions on:
- Whether salary sacrificing for company shares is worth it — and the concentration risk you need to watch out for
- The pros and cons of a 19-year-old buying an investment property while still living at home (and whether it’s worth forgoing the First Home Buyer Grant)
- How to handle superannuation beneficiaries if you’re single with no dependants
- The age-old question: pay bills as they come in or wait until they’re due?
- And finally, what candlestick trading actually is — and whether it’s a real investing strategy or just market noise
Plus, Owen and Gemma unpack the latest government announcements, including the 20% HELP debt reduction and new super changes affecting balances over $3 million and $10 million.



