HELP debt changes, company shares & first home hacks – Q&A

This week’s Q&A is packed with hot topics and practical money tips. 20% HELP debt changes, company shares & first home hacks.

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About this episode

In this Friday episode of the Australian Finance Podcast, your hosts Owen Rask and Gemma Mitchell are answering your questions on:

  • Whether salary sacrificing for company shares is worth it — and the concentration risk you need to watch out for
  • The pros and cons of a 19-year-old buying an investment property while still living at home (and whether it’s worth forgoing the First Home Buyer Grant)
  • How to handle superannuation beneficiaries if you’re single with no dependants
  • The age-old question: pay bills as they come in or wait until they’re due?
  • And finally, what candlestick trading actually is — and whether it’s a real investing strategy or just market noise

 

Plus, Owen and Gemma unpack the latest government announcements, including the 20% HELP debt reduction and new super changes affecting balances over $3 million and $10 million.

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