In this episode of the Australian Retirement Podcast, James O’Reilly, from Northeast Wealth is joined by RASK Superstar Gemma Mitchell– co-host on the Australian Finance Podcast, financial adviser and now author of the Money Reset.
Retirement is one of the biggest money resets Aussies will face – and in this episode, Gemma and James show how life’s disruptions can become powerful turning points when handled with intention. They break down why mindset matters just as much as the money moves, and share stories, strategies and real-world examples to help you step into retirement with clarity and confidence.
Topics covered today:
- Why retirement is the ultimate money reset for Australians
- Defining and adjusting your non-negotiables in retirement
- The “sleep at night test” and making decisions you can live with
- Why financial flexibility trumps financial freedom
- The importance of “Try before you buy” for big purchases and life changes
- Plus James and Gemma share lots of great tips and tricks to help you get ready for retirement.



