Join Free
My Account
Log in
Join Free
Log in

Super Scandals, Risky Loans & Property Tax Hacks?- Q&A

Super fund collapse, margin calls and the reality behind being under insured- this one covered some heavy stuff but Gemma and Owen managed to keep it fun, informative and not all doom & gloom.

Listen on:

Apple Podcasts
Spotify
YouTube

Listen now

About this episode

In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions. Don’t forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. 

Your questions answered today:

  • The collapse of First Guardian superannuation fund- plus how you can protect yourself. 
  • What is a margin loan and how it differs from Gearing. 
  • Stepped vs Level insurance premiums- how they work and what to consider.
  • Selling your investment property capital gains tax free- is it too good to be true?!
  • Plus Owen and Gemma talk about the start of something big… for the business, but also with their new little Raiz accounts.

Episode resources

ASIC information on First Guardiam – https://www.asic.gov.au/about-asic/asic-investigations-and-enforcement/enforcement-activities/first-guardian-master-fund/

Episode on Tracy Hall rebuilding after her super and investments was stolen by a con man she trusted- https://youtu.be/X_cEZZjBIcs?feature=shared

Book in for an insurance review- https://www.raskmedia.com.au/services/life-insurance/

Book in for Rask financial advice- https://www.rask.com.au/advice/

PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK

Ask a question (select the Finance podcast): https://bit.ly/R-quest

Podcast series resources

Got a question you want answered on the podcast?

Ask a question

Don’t look down for great deals 👇


📱 Pearler, the broker for long-term investors.

Sign-up to Pearler using the code “RASK” for $15 of Pearler Credit and learn more about Pearler Rewards here.

🌏 Betashares ETFs

Discover the broadest range of Exchange-Traded Funds (ETFs) in Australia on betashares.com.au.

💸 PocketSmith, a productivity booster for your money.

PocketSmith is not just a budgeting app, it’s an advanced tool that connects to nearly every bank worldwide. Basically, it’s a productivity booster for your money. With PocketSmith, you can organise your money your way and even collaborate with your household and advisors.

Ready to manage your money like a pro? PocketSmith has a special deal for Australian Finance Podcast listeners. Click here to get 50% off your first two months of PocketSmith’s Foundation plan.

Share this episode:

Facebook
X
LinkedIn
Email
WhatsApp

Information warning: The information on this website and in our podcasts is general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms & Conditions and Financial Services Guide before using this website.

Latest episodes

All Episodes

Better investing starts here.

Want to level-up your analytical skills and investing insights but don’t know where to start? Join 50,000 Australian investors on our mailing list and we’ll send you our favourite podcasts, courses, resources and investment articles every Sunday morning. Grab a coffee and let Owen and the team bring you the best  insights.

Here you go: A $50,000 per year passive income special report

Join more 50,000 Australian investors who read our weekly investing newsletter and we’ll send you our passive income investing report right now.

Simply enter your email address and we’ll send it to you. No tricks. Unsubscribe anytime.

Unsubscribe anytime. Read our Terms, Financial Services Guide, Privacy Policy. We’ll never sell your email address. Our company is Australian owned.