In this Australian Property Podcast episode, Chris Bates sits down with financial adviser James O’Reilly for a candid conversation about using property and super to plan for retirement. They cover:
– The psychology behind early retirement goals
– Common property pitfalls in retirement planning
– How to tap into home equity and diversify your assets
– Why mindset and long-term thinking are crucial
– The risks of collecting low-quality assets
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Topics Covered
– How Property Fits into Retirement Planning
– The Wind Metaphor: Phases of Financial Life
– Mistakes in Property Asset Selection
– The Danger of Short-Term Thinking
– Setting Short-Medium Term Goals that Motivate Action
– Reframing the Home in Retirement Context
– Using Home Equity for Lifestyle or to Help Kids
– Diversifying into Shares & Superannuation
– Resetting Expectations at 50+
– The Psychology of Letting Go (Sentimental Property Ties)