In this episode of the Australian Finance Podcast, Owen Rask chats with Queenie Tan – finance creator, new author, and founder of the budgeting app Billroo.
They explore:
– The money stories Queenie learned from her parents
– Why she believes finance should be fun and balanced
– How she built a $1 million net worth over 10 years
– Launching a successful fintech startup
– Her three-part budgeting framework: foundation, fun, and freedom
– Tips for reflecting on your money mindset
– How she uses “mini retirements” to enjoy life now
– What she means by ETFs being like lolly bags 🍬
If you’ve ever struggled to find joy in budgeting or felt torn between saving and spending, Queenie’s advice is a must-listen.
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Topics Covered
– Queenie’s early money experiences and her parents’ financial values
– When she first got excited about saving and investing
– Building her first $100k (and then $1m net worth!)
– How money mindsets are shaped by childhood
– “Shadow self” concept and how it influences spending
– Launching Billroo: Queenie’s budgeting tool
– The 3Fs budgeting method: foundation, fun, freedom
– Mini retirements and building a life you don’t need to escape from
– Why Queenie says ETFs are like lolly bags 🍭
