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A field guide for income investing in property debt, ft. Qualitas’ Andrew Schwartz | Australian Investors Podcast

Andrew Schwartz is the founder of Qualitas, a leading private debt provider in Australia. He joins Owen Rask on The Australian Investors Podcast.

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This episode of The Australian Investors Podcast features Andrew Schwartz, founder of Qualitas.

Qualitas is a specialist private debt investment firm and property financier.

How do the Qualitas funds work?

Qualitas allows large-scale developers, investors and property-focused institutions get financing for their projects. For example, a 65% LVR loan for two years maturity.

Qualitas then attracts investors, who contribute capital either into the wholesale funds or its listed trust (QRI), seeking reliable income in the form of distributions. The investors, like those who buy into QRI, benefit from the regular interest payments being ‘passed through’ the funds back to them.

In this way, Qualitas’ QRI isn’t the type of managed fund that would be expected to achieve substantial year-on-year growth, but more-so an investment for income purposes. The Qualitas Real Estate Income Fund (ASX: QRI) is a retail-friendly version of its unlisted funds (which are wholesale investor only). QRI allows people with an ASX brokerage account to buy into a Listed Investment Trust (LIT) backed by these mortgages. QRI is designed to pay dividends every month.

In this episode, Owen Rask & Andrew Schwartz talk about:

  • Andrew’s lessons learned from the ’87 crash, early ’90s recession & the GFC
  • The ins-and-outs of alternative property lending in Australia, and why the opportunity is substantial
  • How private debt funds work and why property developers choose Qualitas for their banking needs
  • The ways Andrew and his team ensure they are lending to respected and reliable borrowers (i.e. risk reduction)
  • The difference between mezzanine and senior debt inside the ‘CRE capital stack’

This is a great episode for investors looking to learn about property and alternative sources of income in a portfolio.

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Date recorded: September 8th, 2021

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Are you stuck wondering where to invest right now? Have you got cash 'sitting on the sidelines'? Are you looking for dividend income AND growth but don't know where to start? Rask's expert ASX analyst team has just released a full report, detailing where we'd invest $10,000 right now.

Not only are we offering these 11 investment ideas completely FREE, we've also released an in-depth podcast to go with the report!

So, whether you have $2,000 or $50,000, our brand new analyst report could help transform your watchlist. Right now, you can get the full analyst report emailed to you for FREE by CLICKING HERE NOW.

at the time of writing, Owen does not have a financial interest in any of the securities or funds mentioned. Andrew is the founder of Qualitas. The Rask Group Pty Ltd received a fixed fee, set in advance, for Qualitas to appear on this episode of the podcast.

Information warning: The information on this website is published by The Rask Group Pty Ltd (ABN: 36 622 810 995) is limited to factual information or (at most) general financial advice only. That means, the information and advice does not take into account your objectives, financial situation or needs. It is not specific to you, your needs, goals or objectives. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. Please read our Terms and Conditions and Financial Services Guide before using this website. The Rask Group Pty Ltd is a Corporate Authorised Representative (#1280930) of AFSL #383169.

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